Les, while you were responding, I was doing just that. And that's exactly how I would describe it, it's a pendant, inside a "cheap" "crystal". The "crystal" doesn't refract light, so it's glass, not crystal.
The pendant portion, is very nice, but worth in the $20's, not $41 that I paid.
Oh well, buying and selling between 100 and 150 pieces monthly, I'm certainly not going to hit a winner every time.
Thankfully, I find my share of Eickholt eggs for $10 that I can sell for $100, or a Charles Lotton, I got for $7.50 (as part of a "lot"), that should sell for $100 - $200.
I guess I can afford to miss on this one, lol.
Thank you both for the replies, and here is a set of "breakdown" photos for other's edification.