:hi: Hi bubbadog, I've added your photos to the original post.

The trick with images is to use a program such as Irfanview or Gimp, and then scale the image so that the longest side is no more than 700 pixels. Usually this alone will lead to a file size less than 125 kb, but in your case, this wasn't enough, and you'll have to compress the jpg as well. (All jpgs are compressed, but you can take them down to lower resolutions to make the file size smaller.) To do this, use 'save as', and you'll get a sliding bar with percentage compression - just drag to a lower percentage. Usually I wouldn't go lower than 91%, but yours needed reducing to 83%.
Hope that makes sense!